Surviving a Home Assessment by the Insurance Company’s Occupational Therapist

After a serious car accident in Ontario and many other jurisdictions, fastener company you may be entitled to housekeeping and / or attendant care. Often the insurance company will send in their own assessor to determine what is the appropriate amount of your benefit.

In the past few months, we have seen an increased number of insurance company in-home assessments which significantly undervalue the time allotted for our clients’ housekeeping and attendant care needs.

When this happens, Executive presence it often creates financial hardship for the client and family. While we are often able to solve the problem, it cannot be solved instantly. For example, in Ontario, with the current backlog for mediations at the Financial Services Commission, it can be 6 months or more before your case is dealt with. Meanwhile, you are not receiving the benefits you need.

How can you reduce the risk that your time will be undervalued? Here are 5 tips.

1) Before the in-home assessment, identify every housekeeping and home maintenance task you performed before the accident. Brainstorm with family members so that you don’t forget anything. If a task is shared among family members, consider how often you performed the task. No task is too small.

2) Think about how long paoc-africa your housekeeping tasks take. I have asked clients how long it takes them to do laundry and have been amazed by the varied responses. Remember all the elements of a task. For just one load of laundry you have to gather it from around the house, bring it to the laundry room, sort it, pre-treat stains, put the load in the washer, ad the soap set the washer, remove it from the washer, set the dryer, ad the fabric softener, lay out any clothes that don’t go in the dryer, remove the clothes from the dryer, fold the laundry and distribute it in the house. Plus some clothes are ironed. Clients who say laundry takes them “5 minutes” are probably not being accurate. Before the in home assessment, do this type of analysis for all your tasks. It will add up.

3) Don’t assume the assessor is being fair. We have had an assessor ask shitcoinx a client to hold a broom. Based on the fact that the client could hold the broom, the assessor concluded in his report that the client could sweep. If you are asked to mimic a task in a way that does not really reflect the work that task involves SAY SOMETHING. Tell the assessor: “Well I can hold a broom but I can’t swing it back and forth over 500 square feet and then sweep up the dust in a dust pan and carry it to the garbage.” coinmarketalert

4) Think about the details of your personal care. Many accident victims forget that they have not washed or styled their hair since the accident or can’t wear a bra after the accident due to shoulder pain. Think about the minute details like fastening buttons,  cutting toe nails and donning socks. If you are getting help with these tasks from your family, or are forgoing them, make sure you let the assessor know.

5) Accept all offers of help. If the insurance company assessor suggests certain devices to help you with personal care or housekeeping, gladly accept them. Firstly, these devices will probably assist you regain some independence. Secondly, accepting help sends a clear message that you are interested in your rehabilitation.


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